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Buying a Home

Buying a home is one of the most important financial transactions most people will make throughout the course of their lifetime.  Accordingly, it is not a decision that you should make lightly.  However, with the help of an experienced realtor, we can ensure that your buying or selling process goes as smoothly and stress-free as possible.  We will save you time and money.  We take the time to listen to your concerns, assess your needs and then match you with the best properties on the market.  Regardless of the price of your home, whether it’s expensive or not, no one will value your investment as much as I will. I not only look for a low purchase price, I also think about the resale value of your home a few years down the road.  You have to think about whether your purchase is just an investment or whether you intend to make it your actual home.  If you’re looking for an investment, a location that is easy to rent out would be a primary consideration.   Similarly, convenience for the tenant would also be a factor; whereas, if you’re looking to make this your home, convenience for you and your own style preferences would be paramount. There are many important factors when buying a home: location, neighbourhood, parking, storage, the direction your unit faces…all these factors contribute to the home’s value

Your First Step: Loan Pre-Qualification

The first thing you have to know is how much the bank is willing to loan you.  Once you know that, with the help of an experienced realtor, everything else will fall into place.

Of course, there is also the art of negotiation.  Sometimes, it can take some careful maneuvering to get an offer accepted.  That’s where my years of negotiation experience come in.  I am an expert at presenting your offer in the most straight-forward fashion possible.  This is critical, particularly in multiple offer situations; knowing when and how to present an offer, often makes or breaks the deal.

After the offer is accepted, there are a couple of other steps involved.  The first is getting mortgage approval. The second is reading through all the strata documents.  You need to learn how much of the contingency the complex has, and what the expected repairs that will need to be made to your building are. You need to understand any potential future risks.  And, lastly, you need to hire a home inspector.  A home inspector will reveal any visible defects in the property and they can help mitigate any future costs of impending repairs.

I will help you complete your purchase and assist you every step of the way to make sure you understand the entire process and to ensure your interests are well-protected.  My team and I will work to make sure the process goes as efficiently and worry-free as possible.  And, my services don’t end after completion.  If you have any problems with this property after the sale, I will work with you until we re-sell your home.

If you’re looking to purchase a home, please contact me.  I can provide you with the most up-to-date, relevant listings, and you can even view the MLS listings right here on my website.  I have the best resources in place to help you match listings to your specifications.  I assure you, you won’t be disappointed.

CONTACT SHIRLEY